Cross the
Threshold

Helping ambitious people cross the threshold to their next level through insights on finance, entrepreneurship, and transformation.

Read My Takes About Me

TheThethresholdthresholdisisnotnotjustjustaamoment—moment—it'sit'sthethedefiningdefininglinelinebetweenbetweenwhowhoyouyouareareandandwhowhoyou'reyou'remeantmeanttotobecome.become.EveryEverybreakthrough,breakthrough,everyeverytransformation,transformation,everyeveryextraordinaryextraordinarylifelifebeginsbeginswithwithcrossingcrossingthisthisboundary.boundary.

About Me

Luis Vale

The essential gateway for ambitious people ready to transform into who they're meant to become. From Wall Street to startup accelerators, I've built frameworks for transformation that actually work.

Discover My Journey

Education

Masters & Bachelors • Finance & Accounting • NYU Stern

Takes

Thoughts on Transformation

I write about the critical moments that define our growth - those threshold crossings where everything changes. Deep insights from the intersection of finance, entrepreneurship, and personal transformation.

Featured

8 min read

Sep 20, 2025

The Marginal Return on Learning

A jack of all trades, master of none, but oftentimes better than a master of one. Exploring why I believe strategic generalists are in a position to outperform specialists in today's complex world.

Read full take

Explore All Takes

Resources

Tools for Transformation

Curated tools, frameworks, and insights to help ambitious people cross their threshold to the next level. From financial models to growth strategies, everything you need to accelerate your transformation.

11 items